Summary
Date Posted: Wednesday, December 21, 2022 , Base Salary: Not Disclosed

JOB DETAILS:
Experience and qualifications
• Minimum Qualification – Degree in Economics, Accounting and Finance or any Finance or Social Science related courses with a minimum of Second-Class Lower division
• Preferred Qualification – Post graduate qualification or relevant certificate
• Experience – At least 3 to 5 years’ experience in banking, working with Lending and trade solution products in Zambia and/or other African experience also advantageous
• Ability to critically assess the commercial viability of clients’ business models and operations, identifying viable lending / financing opportunities
• Ability to originate, critically assess, develop and close structured trade and commodity finance transactions
• Ability to analyse company financial statements, interpret corporate credit quality and to identify and quantify business and financial risks from a lending / credit perspective.
• A passion for structured lending and investment banking generally, and commodity markets and structured (trade) finance specifically.
• General understanding of a variety of financial derivative products and instruments will be a distinct advantage
• A good understanding of corporate credit ratings, portfolio theory and credit pricing will be a distinct advantage
• Effectively prioritizing and managing heavy workload in a fast-paced, deadline-oriented environment
• Creating new trading strategy and improving the existing ones to cope with changing market scenario
• Comprehensive understanding of industry regulations and all other regulatory requirements

Additional information and responsibilities
Additional requirements
• No Referral plan is assigned to this job

Responsibilities
• Establish new and maintain existing client or partner relationships to ensure profitable transactions in the Debt and Trade Solutions product house.
• Identify companies active in commodity trade flows; typically producers, traders, and users of commodities as well as those requiring funding for capital expenditure requirements and implement approved/sanctioned financing solutions (trade finance, short-term and long-term lending)
• Create and implement innovative Debt and Trade solutions combining a thorough understanding of client’s needs, traditional trade finance tools (letters of credit, Guarantees, etc) and a thorough understanding of Corporate Credit quality and requirements
• Identify and mitigate transaction specific risks including credit, market, taxation, accounting and legal
• Convert new leads into deals closed, from origination, through structuring, the soliciting of credit approval and deal implementation, closure, and aftercare.
• Manage the credit approval process for Debt and Trade Solutions transactions in its entirety
• Assist the Legal Risk Team with review of transaction related facility and security documentation to ensure all commercial terms are included
• Manage and assist with the deal closure and implementation process in collaboration with all relevant stakeholders including coverage, operations, legal, credit
• Build on the existing strong relationships with all relevant internal stakeholders including Credit Origination, Legal, Compliance as well as Middle and Back-Office areas
• Identify cross selling opportunities between Debt and Trade Solutions and other product areas within CIB (Banking Division and Markets Division) and within the Bank (Retail and Commercial Segments)
• Achieve Strategy and Budget numbers for the product set, in conjunction with the team
• Assist with developing innovative structuring solutions for trade finance using: Cash and Trade Collateral, Insurance, DFIs and other risk mitigants.
• Assist with growing loan solutions portfolio for the bank using various structured and plain vanilla lending products
• Develop strategic relationships with corporate clients that have been identified as key to the Bank’s strategy together with Client Coverage
• Convert new leads into deals closed, from origination, through structuring, the soliciting of Credit Approve and deal implementation, closure, and aftercare.
• Assist with the origination, structuring and implementation process around bespoke lending, trade finance and DCM solutions.
• Draft detailed deal screen memos, including fundamental financial analysis and models and independent research using a variety of data sources
• Conduct debt capacity analysis as well as putting together pitches and proposals and executing them participating in discussions with management regarding bespoke deal structuring
• Manage the transaction execution process for multiple ongoing deals
• Implement transactions by preparation or managing the preparation of complex multiple jurisdiction documents and compliance with all required procedures, laws, and regulations
• Close transactions by obtaining the relevant internal approvals for the transaction and leading or actively participating in the successful conclusion of negotiations
• Rate and price structured trade finance transactions and term funding according to a formalized Credit Rating Methodology, with assistance from Structuring team
• Identify transaction specific risks including credit, compliance, taxation, accounting and legal
• Manage the credit approval process in conjunction with Client Coverage

Work Hours: 8

Experience in Months: 60

Level of Education: Bachelor Degree

Job application procedure
Click here to apply now

All Jobs

QUICK ALERT SUBSCRIPTION