Accounting - Finance Jobs at Save the Children International and other companies

Deadline of this Job: 06 October 2022
Save the Children is the world’s leading independent organization for children. Our Vision is a world in which every child attains the right to survival, protection, development and participation. In Zambia, Save the Children works in the following Thematic areas: Education, Health& Nutrition, Child Protection, Child Rights Governance and Child Poverty; including Humanitarian response. Save the Children wishes to invite qualified individuals to apply for the following position:
Role Purpose: To implement financial procedures and policies of Save the Children Lusaka office and be responsible for preparing financial statements, maintaining cash controls, maintaining accounts payable and processing of all office payments.

1. Bookkeeping: capture all data correctly and timeously onto Agresso
• Administer, balance and reconcile petty cash monthly
• Filing of all financial documents and vouchers
• Data capturing on Agresso
• Perform reconciliations of all bank accounts on a monthly basis
• Print reports from Agresso and prepare monthly financial statements
• Submit reports to regional office by deadline
• Prepare annual financial report at end of year
2. Payments: responsible for ensuring that the payments are done accurately, timeously and within budget
• Make all on line and cheque payments
• Ensure all payments are correctly coded, approved and support documents attached
• Check all per diem calculations
• Ensure sufficient funds in bank account to be able to make payments
3. Compliance: facilitates adherence to statutory requirements, i.e , PAYE,VAT, NAPSA, Workers
Compensation and withholding tax
• Facilitate adherence to the requirements of Zambia Revenue Authority
• Ensure that all payments and forms are submitted to the relevant authority before deadlines
4. Payroll: administer payroll timeously and accurately
• Ensure that all cash and non-cash benefit payments and deductions are made
5. Cash flow management: prepare and submit forecasts and cash flow projections and ensure that management is aware of their implications. Ensuring that there are sufficient funds in the current account for payments.
• Review monthly financial expenditure
• Draft monthly cash flow budgets
6. Budgets: Assist the Grants and Contracts Coordinator with developing and monitoring the budgets
• Assist with input into budget preparation
• Capture budget and updated budget onto Agresso and Excel
7. Financial Reporting: draft financial statements to be submitted to regional office on a monthly basis and assist in drafting adhoc financial reports on time and accurately.
• Perform reconciliation of all bank and petty cash accounts
• Draft monthly financial statements to Finance Director for verification and approval
• Assist in drafting other financial reports as requested
8. Support to staff: ensure that staff understand financial policies and procedures including payment procedures and account coding.
• Provide training on coding and completion of forms when necessary
• Edit forms when necessary
The post holder may be required to carry out additional duties within reasonableness of their level of skills and experience.

• Accounting Diploma or ACCA Part 11
• 3 years relevant experience
• Good computer skills and high proficiency in spreadsheets.
• Good knowledge of accounting packages especially Agresso accounting system.
• Must be a member of Zambia Institute of Chartered Accountants (ZICA)
Child Safeguarding:
Level 2 – the responsibilities of the post may require the post holder to have regular contact with or access to children or young people.

Deadline of this Job: 07 October 2022
1. About CBM
Christian Blind Mission is an international Christian development organisation, committed to improving the quality of life of persons with disabilities in the poorest communities of the world.

2. Core Purpose
Provides entry level professional finance support to the country programme. The Finance Assistant is responsible for supporting the Finance Department in implementing the overall accounting and financial control systems for CBM – Zambia Country Office and for using adequate and appropriate internal controls to meet general accounting standards.

3. Main duties and tasks
• Ensure transactions and data are properly recorded and entered into the accounting system
• Ensure that all expense transactions are reasonable, valid, adequately supported by receipts and within the Country Office’s budget.
• Prepare and reconcile bank statements
• Assist with the maintenance of the filing system of all financial reports, fund requests and other finance documentation
• Assist for pre-filling the CBM Financial Statement template
• Assist in the preparation of Checklist for all Projects of the region
• Provide support to the HR and Administration Department with payroll and timesheet review
• Prepare all requests for telegraphic transfers
• Assist in year-end closing of accounting books
• Prepare monthly payments and quarterly reports for Projects and Country Office
• Assist in the annual audits
• Undertakes any other duties that may be assigned by the Finance Manager

4. Education, Knowledge & Professional Experience:
• A university or college degree in Accountancy, ZICA,ACCA,CIMA.
• At least two years of experience in accounting and finance, preferably in a development organisation
• Ability to work with minimum supervision
• Effectiveness at team work and interpersonal relationships
• Keen analytical skills
• Excellent organisational skills, and ability to deal with stress or pressure
• Fitness and willingness to travel within the region, including countries with challenging security and safety situations
• High degree of accountability and integrity
• Pro-activeness and resourcefulness
• Willingness to adhere and commit to CBM’s Values and Child Protection Policy
• Good knowledge of MS Office (particularly advanced Excel skills)

5. Core Competencies
• Organisational competencies
• Quality and quantity of Work
• Professional Knowledge
• Teamwork
• Attention to Communication
• Initiative
• Results Orientation
• Flexibility
• Personal Credibility
• Thoroughness

6. Languages
• English (professional proficiency)
• Local languages (professional proficiency / advantageous)
The future job holder will adhere to CBM’s values and commits to CBM’s Code of Conduct and Safeguarding Policy. CBM encourages persons with disabilities to apply for this position.

Deadline of this Job: 07 October 2022
Credit Analyst
Purpose Of The Position: Credit Analyst

The job holder will be responsible for:
Credit Assessment: To review the company credit control procedures, develop and implement enhancements where required. Prepare and make credit recommendations by underwriting new credit transactions. Be the Secretary for the HQ Credit Committee. Ensure CRB submissions are done on time and that loans are not disbursed without CRB reports and HOCC minutes.
Delinquency Management & Debt Recovery: To provide effective strategies of delinquency management and maximize debt collection. Enforce on time repayments by providing daily dues report to branches on SME portfolio.
Compliance and Internal Controls: To ensure compliance to credit policies and procedures; regulatory provisions.
Credit Risk Management: To develop strategies that will mitigate credit risk exposures timely repayment of loans and low loan loss rate. Compile a list of potential write offs and work with branches to provide justifications.
Portfolio Risk Management: To ensure that loan portfolio is safeguard by implementing effective portfolio management policies and procedures on the SME portfolio.
SME Product: Act as the focal person for the SME product

Key Responsibilities:
1. Credit Assessment:
• Review submitted loan application file to analyze, interpret and evaluate financial information and loan documentation to assess borrower capacity, cash flows, character, collateral and condition to honor its obligations.
• Determine which risk factors pertain to the lending decision within the context of each borrower’s situation and the loan product parameters, then appropriately adjust the factor weightings to produce the outcome.
• Coordinate activities of all Credit Committees on SME loans.
• Conduct credit ratio analysis regularly to determine the efficiency and profitability of the loan facilities.
• Ensure all SME loans collaterals are perfected before loan disbursement to the client account.
2. Delinquency Management & Debt Recovery:
• Daily tracking of arrears and due for SME loans.
• Daily monitoring of Portfolio quality 1 day and 30 days.
• Maintaining an appropriate credit administration, measurement and monitoring process
• Work closely with RMs and COO to ensure portfolio quality is improving daily on SME loans.
• Ensure loan repayment agreements are maintained for SME the respective branches.
• Conduct age analysis and take remedial action on the SME and salaried loan portfolio performance
• Ensure the monthly target for SME loans are achieved including arrears.
3. Compliance and Internal controls:
• Ensure the enforcement and compliance to credit policies and procedures and regulatory requirements.
• Timely detection and prevention of embezzlement / fraud
• Closely monitoring the usage of CRB
• Enforce 100% CRB usage
• Closely follow through Branch system issues and disbursements.
4. Credit Risk Management:
• Manage, monitor and evaluate credit risk exposures.
• Ensure that loan sizes and terms do not make repayment difficult
• Proper assessment of credit worthiness before loan approval.
• Encourage product diversification to hedge risk through SME and personal loan lending
• Adequacy and enforceability of collaterals
• Check track record and repayment history of the client by using among other means CRB
5. SME Portfolio Management:
• Prevent de-capitalization of the portfolio (through proactive SME and personal lending)
• Ensure that field and operations team act swiftly so as to tackle with the problem loans at the earliest
• Strengthen client selection criteria so that further cases of delinquency could be screened at the initial stage.
• Develop effective SME and Reporting system.
• Position the product with an image that delinquency is unacceptable
• Ensure that portfolio growth is commensurate with systems
• Develop market led products and services
6. (5%) And any other duties that may be assigned by the COO or CEO from time to time.
• Minimum 3-5 years credit and financial experience in MFI/ bank lending, community development, credit analysis or loan review.
• BA/BS Degree in Accounting, Finance, Economics and related professional qualification.
• Strong knowledge of small business, non profit, commercial real estate loans including appraisals and land surveys.
• Thorough knowledge of complex personal and business financial analysis and balance sheet analysis.
• Good analytical skills.
• Able to work under pressure.
• Ready to comply and live up to and in accordance with the organization Ideals and Core Values
• Be a good trainer, facilitator, mentor, and coach
• Very good communication and marketing skills
• Good knowledge in economic and financial topics
• Good analytical and problem solving skills

Deadline of this Job: 07 October 2022
SCOPE Zambia, a national partnership Non-Profit making Organization whose core business is inclusive, participatory, practical and holistic environmental education and sustainable land use in schools, colleges and communities is seeking a versatile, dynamic, self-motivated, highly credible and suitably qualified individual to fill the vacant position of:
Senior Finance And Administration Officer
Reporting to the SCOPE National Coordinator, the successful candidate will be responsible for the following;
• Manage the IMPREST Accounts for the organization
• Retiring accounts
• Bank reconciliations
• Monthly, quarterly, half yearly and annual reports
• Processing all payments
• Petty cash management
• Petty cash disbursement and replenishment
• Encoding petty cash transactions on Fridays and the last working day of the month
• Budget Management, development and monitoring, requesting and reporting
• Cash flow management
• Responding to all finance and admin queries and preparing for audits
• Accounts Receivable
• Invoicing and receipting
• Electronic and hard copy filing
• Assets and Contracts management
• Office management and including maintenance of premises
• Logistics management
• Provide relevant information and assist in the development of funding applications, budgets and project concept notes
• Manage the human, material and financial resources of SCOPE Zambia which are under officer’s care in an efficient and cost-effective manner
• Represent the organization well and help to ensure that SCOPE Zambia maintains its status as a reputable and professional organization
• Perform any other duties as assigned by the National Coordinator

Required qualifications, competencies and attributes
• Registered member of the Zambia Institute of Chartered Accountants (ZICA)
• Advanced Diploma in Accounting, ZICA or related field preferred
• All applications must be accompanied by a cover letter and CV (at least three references)
• ACCA level 2 or better and a certificate/diploma in procurement will be an added advantage
• Three years relevant working experience

Additional information
• Drivers’ license is required
• All application documents (Resume, Cover letter and qualifications) should be emailed to before the 7th October, 2022 midnight.

Deadline of this Job: 07 October 2022
• Full Grade ( 12) Certificate (Mandatory)
• Degree/Diploma in Accountancy related course or related field (Mandatory)
• At least (2) years of significant relevant experience in Microfinance or similar role
• Drivers license a must.

Key responsibilities:
• Manage multiple delinquent accounts for debt collection efforts.
• Keep track of assigned accounts to identify outstanding debts.
• Plan a course of action to recover outstanding payments.
• Negotiate payoff deadlines or payment plans.
• Handle questions or complaints.
• Investigate and resolve discrepancies in payments or accounts.
• Office and database software skills
• Negotiation and conflict resolution skills
• Speaking and listening skills
• Multi-tasking and time management skills
• Prioritization skills
• Knowledge of relevant legal requirements
• Ability to work independently
• Attention to detail

Position Summary
A Cashier, or Retail Cashier, is responsible for processing cash, debit, credit and check transactions using a cash register or other point-of-sale system in a retail environment. Their duties include balancing the cash register, making change, recording purchases, processing returns and scanning items for sale.

Cashier duties and responsibilities
1. Cashiers are responsible for maintaining positive impressions for the companies they work for. Examples of Cashier duties and responsibilities include:
2. Process sales transactions
3. Calculate the cost of products or services
4. Accept payments
5. Calculate and return change when required by the payment method
6. Maintain adequate change denominations in the cash drawer and request additional change
7. Answer customer questions about products or services
8. Reconcile cash drawers and sales receipts
9. Report issues with equipment
10. Work as a team to meet store sales goals
11. Handle customer complaints
12. Process layaways, returns and exchanges
13. Maintain clean and tidy checkout area
14. Assist in stocking and rotating merchandise
15. Scan and bag items accurately and efficiently
16. Stay up to date on merchandise promotions, advertisements and product information

The ideal candidates for the positions available should possess the following;
1. A minimum of one year experience in a cashiering or basic accounting position
2. Must have a minimum of a full grade 12 certificate
3. A strong character with leadership instincts
4. Strong manual and mental dexterity
5. Highest level of honesty and discipline with finances

Deadline of this Job: 07 October 2022
Job Purpose
Shall be responsible for running all finance related activities including;
Analysis of financial information for external use, internal audits, tax payments and complaince, budgets, monitoring and reporting financial inconsistencies, and advising and sourcing of long-term financing.
Analysis of financial information for internal use, bookkeeping, control and forecast of income and expenditure, providing financial advise on fiance related decisions, managing the company’s investments, and conducting risk analysis and management.

Key Responsibilities
1. Manage all financial resources of the business.
2. Oversee the flow of cash and financial instruments.
3. Prepare reports as required by law, regulations or company policies ensure compliance with applicable laws and procedures.
4. Preparation of Payroll and Corporate Tax Returns.
5. Preparing year-end accounts and statutory accounts.
6. Prepare financial policies and budgets to govern the operations of the business and ensure monitoring and control.
7. Oversee accounting, costing and billing aspects of the company operations .
8. Report to the Project Manager on the financial performance of the business and interventions to improve its financial sustainability.
9. Create accounts in the accounting system; Maintain project-related records, including contracts and change orders; Authorize access to project accounts.
10. Manage the transfer of expenses into and out of project-related accounts.
11. Report to Project Manager regarding the remaining funding available for projects.
12. Compile information for internal and external auditors, as required.
13. Managing the general ledger including overseeing the monthly balance sheet, banking and company reconciliations
14. Managing petty cash movements and business fuel and travel allowances.
15. Preparing budgets and developing company forecasts.

Knowledge, Skills, Qualifications and Experience
• Grade 12 Certifcate
• Diploma/ Professional Qualification in relevant field
• Professional membership
• 3 years work exprience in similar field