Panda Africa is a licensed financial institution that provides equitable capital to enterprises and individuals across Zambia. By embracing technological innovation and social impact the Zambian-owned enterprise has established itself as an emerging leader for and by the Zambianpeople.

Our mandate is to make financing accessible and affordable across Zambia. Enabling the economic mobility and freedom of all Zambians.

Position Summary

The successful candidates will be responsible for managing the loan processing, documentation, project monitoring, disbursement follow-up, and collections for Contract Finance projects financed by Panda Africa Solutions Limited. The role requires individuals with strong organisational skills, attention to detail, integrity, and the ability to monitor projects effectively while ensuring timely repayments.

Available Positions

We are recruiting for the following two positions:

Loan Officer – Government-Funded Projects: Responsible for managing and monitoring Contract Finance projects funded through government contracts.

Loan Officer – Privately Funded Projects: Responsible for managing and monitoring Contract Finance projects funded through private-sector contracts.

Ideal Candidate Profile: Loan Officer – Contract Finance

Education and Qualifications

• Bachelor’s degree or diploma in Banking and Finance, Accounting, Business Administration, Economics, or a related field.
• Additional training or certification in credit management, lending, or risk management will be an added advantage.

Relevant Experience

• Experience in loan processing, credit assessment, loan administration, collections, or project monitoring.
• Experience in contract financing, government-funded projects, or private-sector contracts will be an added advantage.
• Familiarity with loan documentation, disbursement procedures, repayment schedules, and credit risk management.

Key Skills and Competencies

• Strong analytical, numerical, and financial assessment skills.
• Excellent organisational skills and attention to detail.
• Good communication, negotiation, and client relationship management skills.
• Ability to monitor projects, follow up on disbursements, and ensure timely loan repayments.
• Strong problem-solving skills and the ability to identify and report potential credit risks.
• Proficiency in Microsoft Excel and other relevant computer applications.
• Ability to work independently, manage multiple projects, and meet deadlines.

Personal Attributes

• High levels of integrity, honesty, and trustworthiness.
• Proactive, accountable, and results-oriented.
• Strong interpersonal skills and professionalism.
• Ability to handle confidential financial and client information responsibly.
• Willingness to conduct project monitoring and client follow-ups as required.

Additional Advantage

Candidates with experience relevant to their preferred portfolio, government-funded or privately funded Contract Finance projects, will have an added advantage.

• Managing the loan processing, documentation, project monitoring, disbursement follow-up, and collections for Contract Finance projects financed by Panda Africa Solutions Limited.
• Managing and monitoring Contract Finance projects funded through government contracts.
• Managing and monitoring Contract Finance projects funded through private-sector contracts.

• Strong analytical, numerical, and financial assessment skills.
• Excellent organisational skills and attention to detail.
• Good communication, negotiation, and client relationship management skills.
• Ability to monitor projects, follow up on disbursements, and ensure timely loan repayments.
• Strong problem-solving skills and the ability to identify and report potential credit risks.
• Proficiency in Microsoft Excel and other relevant computer applications.
• Ability to work independently, manage multiple projects, and meet deadlines.

• Bachelor’s degree or diploma in Banking and Finance, Accounting, Business Administration, Economics, or a related field.
• Additional training or certification in credit management, lending, or risk management will be an added advantage.
• Experience in loan processing, credit assessment, loan administration, collections, or project monitoring.
• Experience in contract financing, government-funded projects, or private-sector contracts will be an added advantage.
• Familiarity with loan documentation, disbursement procedures, repayment schedules, and credit risk management.