Background information about the job or company:

The role is responsible for credit risk structuring, evaluation, and sanctioning of lending proposals within the Business Banking segment. It involves ensuring high standards of credit quality, portfolio integrity, and regulatory compliance while supporting business growth through prudent credit decisions.

Responsibilities:

• Ensure the highest standard of credit quality through the structure, sanctioning, monitoring, and control of credit applications.
• Provide feeds into business and credit policy development.
• Advise on risk reward and challenge pricing where appropriate.
• Deliver service in line with agreed business needs.
• Supporting the team leaders in delivering effective performance development for individuals within the team.

Qualifications:

• Bachelor`s Degrees and Advanced Diplomas in Business, Commerce, and Management Studies.

Experience needed:

Sole lending discretion, exercise judgment and discretion in the evaluation and approval/decline of higher risk classification credit proposals.

• Ensure the highest standard of credit quality through the structure, sanctioning, monitoring, and control of credit applications.
• Provide feeds into business and credit policy development.
• Advise on risk reward and challenge pricing where appropriate.
• Deliver service in line with agreed business needs.
• Supporting the team leaders in delivering effective performance development for individuals within the team.

• Bachelor`s Degrees and Advanced Diplomas in Business, Commerce, and Management Studies.