Key Responsibilities:

• Meeting with clients interested in taking out a loan and providing them with the necessary information to start the loan application process.
• Collecting the needed financial documentation and assessing the clients' creditworthiness.
• Calculating and analyzing the risk ratios of clients based on their credit score and financial history.
• Reviewing loan requests, and communicating your decision to both clients and management.
• Setting up payment plans for clients explaining monthly instalment amounts, interest rates, and other costs.
• Maintaining records of loan applications
• Managing loan renewals by organizing follow-up meetings with clients.
• Monitoring the progress of the loan application process and relaying any hindrances to clients.
• Ensuring that loan applications are in line with the company's financial policies and national regulations.

Qualifications and Experience

• Degree business or a related field
• A minimum of 2 years' experience as a credit officer.
• Excellent knowledge of loan application procedures and best lending practices according to state laws and regulations.
• Excellent communication, interpersonal, and customer service skills.
• Good time management, strategic planning, and organizational skills.

• Meeting with clients interested in taking out a loan and providing them with the necessary information to start the loan application process.
• Collecting the needed financial documentation and assessing the clients' creditworthiness.
• Calculating and analyzing the risk ratios of clients based on their credit score and financial history.
• Reviewing loan requests, and communicating your decision to both clients and management.
• Setting up payment plans for clients explaining monthly instalment amounts, interest rates, and other costs.
• Maintaining records of loan applications
• Managing loan renewals by organizing follow-up meetings with clients.
• Monitoring the progress of the loan application process and relaying any hindrances to clients.
• Ensuring that loan applications are in line with the company's financial policies and national regulations.

• Excellent communication, interpersonal, and customer service skills.
• Good time management, strategic planning, and organizational skills.

• Degree business or a related field
• A minimum of 2 years' experience as a credit officer.
• Excellent knowledge of loan application procedures and best lending practices according to state laws and regulations.