Credit Supervisor job at Stargate Finance
Website :
123 Days Ago
Linkedid Twitter Share on facebook

Vacancy title:
Credit Supervisor

[ Type: FULL TIME , Industry: Finance , Category: Accounting & Finance ]

Jobs at:

Stargate Finance

Deadline of this Job:
Saturday, January 27 2024 

Duty Station:
Within Zambia , Lusaka, South - Central Africa

Summary
Date Posted: Friday, January 19 2024, Base Salary: Not Disclosed

Similar Jobs in Zambia
Learn more about Stargate Finance
Stargate Finance jobs in Zambia

JOB DETAILS:
Role Summary
Credit & Risk Department is tasked with critical review and analysis of all business loans contracts before disbursements as well as ensuring full recovery of all Loans money issued. Your role is to manage the evaluation of the Creditworthiness and risk of customers to facilitate critical decision making in underwriting.

Responsibilities
• Develop and review customer credit policies to provide lending guidelines.
Ensure adherence to company credit criteria in the Credit Policy.
• Evaluate customer creditworthiness for underwriting decisions.
• Process loan applications within a 24-hour turnaround, considering relevant ratios and metrics.
• Conduct detailed affordability and financial analyses on applicants.
• Comply with laws, regulations, and lending compliance guidelines.
• Manage the evaluation of customer risk to determine lending conditions.
• Conduct regular account reviews to manage bad debts and improve portfolio quality
• Collect and analyze financial data for lending and investment decisions.
• Monitor and review payments and settlement times to ensure policy compliance and protect the company’s interests.
• Prepare credit, risk, and portfolio reports efficiently by the 10th day of the following month.
• Effectively manage human, financial, and other resources to achieve departmental and company objectives
• Develop and implement performance management systems for monitoring and evaluating performance.
• Engage with external stakeholders, including the Bank of Zambia and other financial institutions, on policy matters and financial information.
Overall, the Credit Supervisor plays a crucial role in maintaining the financial health, security, and sustainability of the business through effective credit management and risk analysis.

Experience, Knowledge & Skills Requirements
• Minimum of Bachelor of Economics, Economics with Finance, Operations Management
• 4 years work experience is a must, at least 1 year Micro Finance sector experience is a must
• IT proficiency: Microsoft Word, Excel, power point and Project software is a must.
• Good interpersonal/intersectional skills, leadership skills, Analytical, Planning & organisational skills, Sound IQ and persuasive skills, tact, courtesy, and initiative.
• Ability to be discrete with strict confidentiality to sensitive matters.
• Must be able to reports in acceptable standards with clear outline of SWOT analysis.
• Must be quick, flexibly, effective, and positive to requests made at short notice with minimum supervision.

Work Hours: 8


Experience in Months: 48

Level of Education:
Bachelor Degree

Job application procedure
• To apply for this job email your details to terry.stargate@gmail.com 

All Jobs

QUICK ALERT SUBSCRIPTION

Job Info
Job Category: Accounting/ Finance jobs in Zambia
Job Type: Full-time
Deadline of this Job: Saturday, January 27 2024
Duty Station: Lusaka
Posted: 19-01-2024
No of Jobs: 1
Start Publishing: 19-01-2024
Stop Publishing (Put date of 2030): 19-01-2066
Apply Now
Notification Board

Join a Focused Community on job search to uncover both advertised and non-advertised jobs that you may not be aware of. A jobs WhatsApp Group Community can ensure that you know the opportunities happening around you and a jobs Facebook Group Community provides an opportunity to discuss with employers who need to fill urgent position. Click the links to join. You can view previously sent Email Alerts here incase you missed them and Subscribe so that you never miss out.

Caution: Never Pay Money in a Recruitment Process.

Some smart scams can trick you into paying for Psychometric Tests.