Vacancy title:
Trainee Loan Officer

[Type: FULL_TIME, Industry: Financial Services, Category: Accounting & Finance]

Jobs at:
Insaka cash services

Deadline of this Job:
Monday, August 25 2025

Duty Station:
Mporokoso/Mungwi | Mungwi | Zambia

Summary
Date Posted: Thursday, August 7 2025, Base Salary: Not Disclosed

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JOB DETAILS:

Insaka Cash Services  is seeking a dynamic and results-driven Loan Officer. The ideal candidate will be responsible for evaluating and recommending approval of loan applications. He/she will play a key role in growing our loan portfolio while maintaining a high level of customer service and compliance.

Key Responsibilities:
1. Market and promote loan products to new and existing clients (market traders).
2. Conduct thorough loan appraisals, including background checks, financial analysis, and risk assessments.
3. Guide clients through the loan application process and offer financial advice.
4. Monitor and follow up on loan repayments to minimize default rates.
5. Maintain accurate records and prepare periodic reports.
6. Ensure compliance with internal policies and regulatory requirements.

Qualifications and Experience:

1. Diploma  in Banking, Finance, Economics, or related field.
2. Minimum 1 years’ experience in credit, lending, or financial services.
3. Strong analytical, communication, and customer service skills.
4. Ability to meet sales targets and work under pressure.
5. Familiarity with microfinance or rural lending is an added advantage.

Work Hours: 8

Experience in Months: 12

Level of Education: associate degree

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