About Talent House Ltd:

We are a leading recruitment and HR consulting firm that operates as a link between people and companies in achieving a shared purpose. We offer creative, effective and flexible solutions that not only help individuals discover their career paths but provide organizations with talent they can recruit, develop and retain.

About the role:

Our client provides Vehicle Collateral-Based Loans and Import Financing at very fair rates and is looking for a motivated and results-driven Loan / Sales officer to identify potential clients, promote loan products, assess customer needs, and support the loan application process. The ideal candidate should have strong sales skills, excellent customer service, and the ability to build lasting client relationships while achieving sales targets.

Key Responsibilities:

1. *Business Development:* Responsible for the development, consultation, and relationship maintenance of auto collateral loan clients (with or without GPS/physical vehicle impound). Achieve monthly and quarterly loan disbursement targets.

2. *Channel Development:* Expand cooperative channels such as used car dealerships, auto finance companies, insurance agents, and auto repair service providers to establish stable client acquisition sources.

3. *Due Diligence:* Conduct preliminary screening of client qualifications, including but not limited to vehicle appraisal, credit check, repayment capacity analysis, and verification of the authenticity of the loan purpose.

4. *Post-Loan Management:* Responsible for loan tracking and collection.

Required Qualifications & Experience

* *Experience:* Minimum 2 years of experience in auto collateral loans, auto finance, leasing, pawnshops, or related fields.

* *Driver's License:* A valid driver's license and the ability to drive various common vehicle models proficiently.

* *Market Ability:* Preference for candidates with existing resources in used car dealerships, agencies, or car owner networks.

* *Appraisal Ability:* Familiar with market trends for mainstream vehicle models.

* *Communication & Negotiation:* Skilled in communicating with clients, quickly building trust, and facilitating deal closures.

* *Risk Awareness:* Ability to detect potential fraud risks.

Compensation:

* *Base Salary:* K5,000 .

* *Commission:* Tiered commission of 5% to 8% of business revenue generated.

• Business Development: Responsible for the development, consultation, and relationship maintenance of auto collateral loan clients (with or without GPS/physical vehicle impound). Achieve monthly and quarterly loan disbursement targets.
• Channel Development: Expand cooperative channels such as used car dealerships, auto finance companies, insurance agents, and auto repair service providers to establish stable client acquisition sources.
• Due Diligence: Conduct preliminary screening of client qualifications, including but not limited to vehicle appraisal, credit check, repayment capacity analysis, and verification of the authenticity of the loan purpose.
• Post-Loan Management: Responsible for loan tracking and collection.

• Strong sales skills
• Excellent customer service
• Ability to build lasting client relationships
• Communication & Negotiation
• Risk Awareness

• Minimum 2 years of experience in auto collateral loans, auto finance, leasing, pawnshops, or related fields.
• A valid driver's license and the ability to drive various common vehicle models proficiently.
• Preference for candidates with existing resources in used car dealerships, agencies, or car owner networks.
• Familiar with market trends for mainstream vehicle models.