We are a fast-growing microfinance institution (MFI) in Zambia, dedicated to promoting financial inclusion through innovative financial solutions. We are seeking an experienced and strategic Chief Financial Officer (CFO) to oversee our finance function and play a key role in driving sustainable growth, profitability, and compliance.

Key Responsibilities:

Strategic Leadership

* Develop and implement financial strategies aligned with the company’s business goals and growth plans.

* Advise the CEO and Board on financial performance, risks, and opportunities.

* Contribute to strategic planning, capital raising, and investor relations.

Financial Management & Reporting

* Oversee all accounting, budgeting, forecasting, and financial analysis functions.

* Ensure timely and accurate preparation of financial statements in accordance with IFRS and Bank of Zambia/MOF guidelines.

* Monitor key performance indicators (KPIs) and support data-driven decision-making.

Regulatory & Compliance

* Ensure compliance with Zambian tax laws, NAPSA, ZRA, and other statutory obligations.

* Liaise with regulators, auditors, and financial institutions to maintain compliance and transparency.

* Manage risk through proper internal controls, governance, and financial policies.

Funding & Treasury Management

* Manage capital adequacy, liquidity, and funding strategies to ensure financial sustainability.

* Maintain strong relationships with banks, investors, and development finance partners.

* Oversee loan portfolio funding and interest rate management.

Team Leadership

* Lead, mentor, and develop the finance and accounting team.

* Promote a culture of accountability, integrity, and high performance.

Qualifications & Experience:

* Bachelor’s degree in Accounting, Finance, Economics, or related field.

* Professional certification such as ACCA, CPA (Z), or CIMA is required.

* Associated member of ZICA or fellow member.

* Master’s degree (MBA or related) is an advantage.

* Minimum 8–10 years of progressive experience in finance, with at least 3 years in a senior management or CFO role, preferably in microfinance, banking, or financial services.

* Strong understanding of IFRS, Zambian financial regulations, and BOZ compliance.

* Proven experience in strategic financial planning, fundraising, and stakeholder management.

Skills & Attributes:

* Exceptional leadership and communication skills.

* Strong analytical, problem-solving, and decision-making abilities.

* High integrity, ethics, and commitment to transparency.

* Ability to thrive in a fast-paced, dynamic MFI environment.

* Advanced proficiency in Sage, QuickBooks, or and Microsoft Excel.

Benefits:

* Competitive salary and performance-based incentives.

* Opportunity to shape the financial future of a growing MFI.

* Collaborative and innovative work environment.

• Develop and implement financial strategies aligned with the company’s business goals and growth plans.
• Advise the CEO and Board on financial performance, risks, and opportunities.
• Contribute to strategic planning, capital raising, and investor relations.
• Oversee all accounting, budgeting, forecasting, and financial analysis functions.
• Ensure compliance with Zambian tax laws, NAPSA, ZRA, and other statutory obligations.
• Liaise with regulators, auditors, and financial institutions to maintain compliance and transparency.
• Manage capital adequacy, liquidity, and funding strategies to ensure financial sustainability.
• Maintain strong relationships with banks, investors, and development finance partners.
• Lead, mentor, and develop the finance and accounting team.
• Promote a culture of accountability, integrity, and high performance.

• Exceptional leadership and communication skills.
• Strong analytical, problem-solving, and decision-making abilities.
• High integrity, ethics, and commitment to transparency.
• Ability to thrive in a fast-paced, dynamic MFI environment.
• Advanced proficiency in Sage, QuickBooks, or and Microsoft Excel.

• Bachelor’s degree in Accounting, Finance, Economics, or related field.
• Professional certification such as ACCA, CPA (Z), or CIMA is required.
• Associated member of ZICA or fellow member.
• Master’s degree (MBA or related) is an advantage.
• Minimum 8–10 years of progressive experience in finance, with at least 3 years in a senior management or CFO role, preferably in microfinance, banking, or financial services.
• Strong understanding of IFRS, Zambian financial regulations, and BOZ compliance.
• Proven experience in strategic financial planning, fundraising, and stakeholder management.