Loan Officer
2025-07-13T11:35:57+00:00
Trance Capital Limited
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FULL_TIME
Lusaka
Lusaka
10101
Zambia
Nonprofit, and NGO
Accounting & Finance
2025-07-18T17:00:00+00:00
Zambia
8
We are seeking a motivated and detail-oriented Loan Officer to assess and process loan applications, evaluate client financial information, and recommend or approve loans. The ideal candidate should have strong interpersonal skills, be results-driven, and be ready to work in a fast-paced environment.
Key Responsibilities
- Assess and process loan applications in a timely manner.
- Interview applicants to determine eligibility and assess creditworthiness.
- Conduct risk analysis and perform background checks.
- Recommend or approve loans within delegated authority limits.
- Maintain accurate records and documentation for all loan transactions.
- Follow up on repayments and manage loan recovery where necessary.
- Meet individual sales and collection targets.
- Provide excellent customer service and maintain client relationships.
Qualifications
- Minimum of a Diploma in Banking, Finance, Business Administration, or a related field.
- At least 2 years of experience in loan processing, credit analysis, or financial services (experience in microfinance is a plus).
- Strong knowledge of lending procedures, credit assessment, and financial products.
- Proficiency in Microsoft Office tools (Excel, Word, Outlook).
- Must reside in Lusaka, preferably in Kaunda Square, Meanwood Mutumbi, Foxdale, or surrounding areas.
Personal Attributes
- High level of integrity and accountability.
- Self-motivated and target-driven.
- Strong communication and interpersonal skills.
- Ability to work both independently and within a team.
- Strong attention to detail and organizational skills.
Key Responsibilities Assess and process loan applications in a timely manner. Interview applicants to determine eligibility and assess creditworthiness. Conduct risk analysis and perform background checks. Recommend or approve loans within delegated authority limits. Maintain accurate records and documentation for all loan transactions. Follow up on repayments and manage loan recovery where necessary. Meet individual sales and collection targets. Provide excellent customer service and maintain client relationships.
Personal Attributes High level of integrity and accountability. Self-motivated and target-driven. Strong communication and interpersonal skills. Ability to work both independently and within a team. Strong attention to detail and organizational skills.
Qualifications Minimum of a Diploma in Banking, Finance, Business Administration, or a related field. At least 2 years of experience in loan processing, credit analysis, or financial services (experience in microfinance is a plus). Strong knowledge of lending procedures, credit assessment, and financial products. Proficiency in Microsoft Office tools (Excel, Word, Outlook). Must reside in Lusaka, preferably in Kaunda Square, Meanwood Mutumbi, Foxdale, or surrounding areas.
JOB-68739a1dc329c
Vacancy title:
Loan Officer
[Type: FULL_TIME, Industry: Nonprofit, and NGO, Category: Accounting & Finance]
Jobs at:
Trance Capital Limited
Deadline of this Job:
Friday, July 18 2025
Duty Station:
Lusaka | Zambia
Summary
Date Posted: Sunday, July 13 2025, Base Salary: Not Disclosed
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JOB DETAILS:
We are seeking a motivated and detail-oriented Loan Officer to assess and process loan applications, evaluate client financial information, and recommend or approve loans. The ideal candidate should have strong interpersonal skills, be results-driven, and be ready to work in a fast-paced environment.
Key Responsibilities
- Assess and process loan applications in a timely manner.
- Interview applicants to determine eligibility and assess creditworthiness.
- Conduct risk analysis and perform background checks.
- Recommend or approve loans within delegated authority limits.
- Maintain accurate records and documentation for all loan transactions.
- Follow up on repayments and manage loan recovery where necessary.
- Meet individual sales and collection targets.
- Provide excellent customer service and maintain client relationships.
Qualifications
- Minimum of a Diploma in Banking, Finance, Business Administration, or a related field.
- At least 2 years of experience in loan processing, credit analysis, or financial services (experience in microfinance is a plus).
- Strong knowledge of lending procedures, credit assessment, and financial products.
- Proficiency in Microsoft Office tools (Excel, Word, Outlook).
- Must reside in Lusaka, preferably in Kaunda Square, Meanwood Mutumbi, Foxdale, or surrounding areas.
Personal Attributes
- High level of integrity and accountability.
- Self-motivated and target-driven.
- Strong communication and interpersonal skills.
- Ability to work both independently and within a team.
- Strong attention to detail and organizational skills.
Work Hours: 8
Experience in Months: 24
Level of Education: associate degree
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