Salty enterprises invite suitably qualified, experienced and motivated candidates to apply for the following positions:

LOAN OFFICERS — 2 POSITIONS

Duty Stations: Kitwe, Kalulushi and Luanshya

Key Responsibilities

• Identify and attract potential clients, including individuals and business owners.
• Explain the company’s loan products, terms, requirements and repayment obligations to clients.
• Assess loan applications and gather the information needed to evaluate clients’ repayment capacity.
• Conduct client and business visits where required and verify relevant application information.
• Monitor loan repayments, follow up on overdue accounts and support loan recovery activities professionally.
• Maintain accurate client records and prepare reports on applications, disbursements and repayments.
• Build and maintain positive client relationships while meeting agreed business targets.
• Handle client information confidentially and comply with company policies and lending procedures.

Minimum Qualifications and Requirements

• A Diploma in Business Administration, Business Management, Banking and Finance, Accounting, Economics or a related field.
• A completed business-related course is required; relevant finance or credit-management training is an advantage.
• At least 2–3 years of relevant work experience in lending, banking, microfinance, credit management or a related field.
• Good understanding of business operations, cash flow, credit assessment and loan repayment capacity.
• Knowledge of loan appraisal, repayment monitoring and loan recovery procedures.
• Strong communication, negotiation, customer-service and client relationship skills.
• Good numerical, analytical, problem-solving and record-keeping skills.
• Computer literacy, particularly in Microsoft Word and Excel.
• High integrity, professionalism, confidentiality and the ability to work towards targets.
• Experience in banking, microfinance or credit management will be an added advantage.

• Identify and attract potential clients, including individuals and business owners.
• Explain the company’s loan products, terms, requirements and repayment obligations to clients.
• Assess loan applications and gather the information needed to evaluate clients’ repayment capacity.
• Conduct client and business visits where required and verify relevant application information.
• Monitor loan repayments, follow up on overdue accounts and support loan recovery activities professionally.
• Maintain accurate client records and prepare reports on applications, disbursements and repayments.
• Build and maintain positive client relationships while meeting agreed business targets.
• Handle client information confidentially and comply with company policies and lending procedures.

• Strong communication, negotiation, customer-service and client relationship skills.
• Good numerical, analytical, problem-solving and record-keeping skills.
• Computer literacy, particularly in Microsoft Word and Excel.
• High integrity, professionalism, confidentiality and the ability to work towards targets.

• A Diploma in Business Administration, Business Management, Banking and Finance, Accounting, Economics or a related field.
• A completed business-related course is required; relevant finance or credit-management training is an advantage.
• At least 2–3 years of relevant work experience in lending, banking, microfinance, credit management or a related field.
• Good understanding of business operations, cash flow, credit assessment and loan repayment capacity.
• Knowledge of loan appraisal, repayment monitoring and loan recovery procedures.