Credit Analyst
2025-08-26T20:06:42+00:00
Standard Chartered
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https://www.greatzambiajobs.com/jobs/
FULL_TIME
Lusaka
Lusaka
10101
Zambia
Banking
Admin & Office
2025-09-02T17:00:00+00:00
Zambia
8
Job Summary
Our Credit Analysts have extensive knowledge of our risk assessment and portfolio risk management framework which they use to support our Account Managers with credit reviews, ongoing risk monitoring and client creditworthiness. They also assess Standard Chartered’s risk appetite against market and economic conditions across the different markets and asset classes.
About our Banking and Coverage team
Our Banking and Coverage team owns and leads the management and development of our Client Relationships globally. They work across our global network with product partners to deliver working capital, financing, trade, cash and market solutions for our clients. The solutions include varied products and services, from sustainable trade finance to credit derivatives, to mergers and acquisitions advisory.
About Corporate & Investment Banking (CIB)
For more than 170 years we’ve support clients with their transaction banking, financial markets, corporate finance and borrowing needs and provide solutions to nearly 20,000 clients in the world’s fastest-growing economies and most active trade corridors.
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Key Responsibilities
- Lead credit reviews, analyse and monitor client credit risk, to ensure creditworthiness.
- Provide insightful, succinct and timely client portfolio credit analysis.
- Accountable for spreading financials, proposing credit grades aligned to scorecards, documenting client risk and mitigants, and monitoring for credit-material events.
- Partner with Banking, Coverage and Risk teams to develop and execute credit analysis, credit origination and monitoring relevant matters.
- Deliver client fraud risk assessments to defined standards, documenting residual risks and mitigants.
- Credit intelligence to identify business opportunities with an acceptable risk profile by supporting Relationship Managers, FI Bankers and Product teams with product solutioning and recommendations.
- Provide credit analysis with consideration for market dynamics and client industry, including:
- Industry risks and client competitive positioning within the industry.
- Client funding strategy, financial policies, treasury activities, including hedging, and cash management.
- Analyse client cash flow and liquidity with ratio analysis and/or stress testing balance sheet strength, cash flow and profitability vulnerability.
- Reputational risk profile, including climate and sustainability risks.
Qualifications,Skills and Experience
- Minimum 5 O’level credits or better including Mathematics and English
- Relevant University Degree; MBA or CFA qualifications advantageous.
- Zambia Qualifications Authority ( ZAQA) verification certificates for all qualifications
- At least 3-5 years relevant experience.
- Risk management lifecycle.
- Financial forecasting and modelling.
- Financial and quantitative skills.
- Client due diligence.
- Using client behaviours and preferences to evolve products and services.
- Product knowledge for Markets, Transaction Banking and Corporate Finance.
- Knowledge of the financial services’ regulatory environment.
- Data analysis and visualisation.
- Ability to work under pressure, in a dynamic environment.
Lead credit reviews, analyse and monitor client credit risk, to ensure creditworthiness. Provide insightful, succinct and timely client portfolio credit analysis. Accountable for spreading financials, proposing credit grades aligned to scorecards, documenting client risk and mitigants, and monitoring for credit-material events. Partner with Banking, Coverage and Risk teams to develop and execute credit analysis, credit origination and monitoring relevant matters. Deliver client fraud risk assessments to defined standards, documenting residual risks and mitigants. Credit intelligence to identify business opportunities with an acceptable risk profile by supporting Relationship Managers, FI Bankers and Product teams with product solutioning and recommendations. Provide credit analysis with consideration for market dynamics and client industry, including: Industry risks and client competitive positioning within the industry. Client funding strategy, financial policies, treasury activities, including hedging, and cash management. Analyse client cash flow and liquidity with ratio analysis and/or stress testing balance sheet strength, cash flow and profitability vulnerability. Reputational risk profile, including climate and sustainability risks.
Minimum 5 O’level credits or better including Mathematics and English Relevant University Degree; MBA or CFA qualifications advantageous. Zambia Qualifications Authority ( ZAQA) verification certificates for all qualifications At least 3-5 years relevant experience. Risk management lifecycle. Financial forecasting and modelling. Financial and quantitative skills. Client due diligence. Using client behaviours and preferences to evolve products and services. Product knowledge for Markets, Transaction Banking and Corporate Finance. Knowledge of the financial services’ regulatory environment. Data analysis and visualisation. Ability to work under pressure, in a dynamic environment.
JOB-68ae13d26fdfe
Vacancy title:
Credit Analyst
[Type: FULL_TIME, Industry: Banking, Category: Admin & Office]
Jobs at:
Standard Chartered
Deadline of this Job:
Tuesday, September 2 2025
Duty Station:
Lusaka | Lusaka | Zambia
Summary
Date Posted: Tuesday, August 26 2025, Base Salary: Not Disclosed
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JOB DETAILS:
Job Summary
Our Credit Analysts have extensive knowledge of our risk assessment and portfolio risk management framework which they use to support our Account Managers with credit reviews, ongoing risk monitoring and client creditworthiness. They also assess Standard Chartered’s risk appetite against market and economic conditions across the different markets and asset classes.
About our Banking and Coverage team
Our Banking and Coverage team owns and leads the management and development of our Client Relationships globally. They work across our global network with product partners to deliver working capital, financing, trade, cash and market solutions for our clients. The solutions include varied products and services, from sustainable trade finance to credit derivatives, to mergers and acquisitions advisory.
About Corporate & Investment Banking (CIB)
For more than 170 years we’ve support clients with their transaction banking, financial markets, corporate finance and borrowing needs and provide solutions to nearly 20,000 clients in the world’s fastest-growing economies and most active trade corridors.
Key Responsibilities
- Lead credit reviews, analyse and monitor client credit risk, to ensure creditworthiness.
- Provide insightful, succinct and timely client portfolio credit analysis.
- Accountable for spreading financials, proposing credit grades aligned to scorecards, documenting client risk and mitigants, and monitoring for credit-material events.
- Partner with Banking, Coverage and Risk teams to develop and execute credit analysis, credit origination and monitoring relevant matters.
- Deliver client fraud risk assessments to defined standards, documenting residual risks and mitigants.
- Credit intelligence to identify business opportunities with an acceptable risk profile by supporting Relationship Managers, FI Bankers and Product teams with product solutioning and recommendations.
- Provide credit analysis with consideration for market dynamics and client industry, including:
- Industry risks and client competitive positioning within the industry.
- Client funding strategy, financial policies, treasury activities, including hedging, and cash management.
- Analyse client cash flow and liquidity with ratio analysis and/or stress testing balance sheet strength, cash flow and profitability vulnerability.
- Reputational risk profile, including climate and sustainability risks.
Qualifications,Skills and Experience
- Minimum 5 O’level credits or better including Mathematics and English
- Relevant University Degree; MBA or CFA qualifications advantageous.
- Zambia Qualifications Authority ( ZAQA) verification certificates for all qualifications
- At least 3-5 years relevant experience.
- Risk management lifecycle.
- Financial forecasting and modelling.
- Financial and quantitative skills.
- Client due diligence.
- Using client behaviours and preferences to evolve products and services.
- Product knowledge for Markets, Transaction Banking and Corporate Finance.
- Knowledge of the financial services’ regulatory environment.
- Data analysis and visualisation.
- Ability to work under pressure, in a dynamic environment.
Work Hours: 8
Experience in Months: 36
Level of Education: bachelor degree
Job application procedure
Interested and qualified? Click here to apply
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