Vacancy title:
Loan Officer

[Type: FULL_TIME, Industry: Business Management and Administration, Category: Admin & Office]

Jobs at:
Success Entrepreneurs Choice

Deadline of this Job:
Friday, September 5 2025

Duty Station:
Kabwe | Kabwe | Zambia

Summary
Date Posted: Friday, August 29 2025, Base Salary: Not Disclosed

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JOB DETAILS:

Requirements

• Carry out initial consultation with clients to learn their needs, pain points, and goals
• Evaluate the creditworthiness of loan candidates by assessing their credit history, income, liabilities and assets
• Assemble and review all required documents from clients like credit reports, tax returns and financial statements
• Decide on the proper loan product and structure as a good fit with the client’s particular requirements and financial situation
• Work hand in hand with underwriting teams to assess and review risk attached with loan applications
• Get ready and submit loan applications, making sure there is compliance with regulatory and company policies
• Explain and negotiate loan terms, including the interest rates, collateral, repayment schedules, etc.
• Maintain comprehensive records containing loan related communications, documents and decisions
• Be up-to-date on everything loan from lending regulations to trends and policies
• Make available accurate and timely loan reports for management and regulatory reasons
• Help clients fully understand the terms and conditions attached to the loans, including details about fees and penalties
• Be proactive in monitoring the performance of the loan portfolio and spot any potential problem
• Work alongside with loan servicing teams to make sure loans are paid as scheduled and to fix any delinquencies
• Offer exceptional customer service and solve any concern from clients
• Help in the development and execution of marketing strategies to gain new loan candidates
• Be conversant and well versed with the organization’s products and services offered by the organization

Qualifications

• Bachelor’s degree/Diploma in Business Administration, Management, or a related field is preferred
• Grade 12 Certificate
• Must have more than 1 years of work experience in a similar role

Work Hours: 8

Experience in Months: 12

Level of Education: bachelor degree

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