Chief Credit Officer
2025-04-08T09:35:57+00:00
United Bank for Africa (Z) Ltd
https://www.greatzambiajobs.comjsjobsdata/data/employer/comp_2221/logo/United%20Bank%20for%20Africa%20Ltd%20(%20UBA%20).png
https://www.greatzambiajobs.com/jobs/
FULL_TIME
Lusaka
Lusaka
10101
Zambia
Banking
Accounting & Finance
2025-04-17T17:00:00+00:00
Zambia
8
Division: Credit Risk Management
Department: Credit Risk Management
Reporting Relationships:
Functionally reports to the Country MD
Supervises:
Credit Officer, Credit Analyst, Credit Control and Monitoring and Credit Administration
Job Duties:
- Ensure all credit policies and guidelines, procedural and process manuals are adhered to
- Increase credit awareness in high bank-wide through periodic training and testing
- Ensure credit officers execute assigned functions appropriately
- Maintain a high quality credit portfolio, based on internationally accepted risk rating models, which are adequately secured and provide appropriate returns for accepted risk
- Ensure high credit administration standards with suitable archiving and reporting systems
- Monitor the implementation of product programs of the Bank
- Identify causes of credit failures and mitigate bank-wide to prevent recurrence
- Communicate regularly with Bank staff regarding policy changes, process improvements initiatives etc
- Ensure compliance with regulatory guidelines to protect the bank from sanctions
- Ensure responses to internal and external queries fall within agreed turnaround time
Key Performance Indicators:
- Credit quality – ratio of non-performing loans to performing loans
- Internal and regulatory audit ratings (number of infractions & sanctionable offences)
- External credit rating
- Effectiveness of policies and processes developed in limiting credit defaults
- Promptness and timeliness in carrying out responsibilities and meeting commitments
- Cost management – actual cost versus budgeted cost
Skills:
- Good analytical skills
- Excellent writing skills
- Good presentation skills
- Good interpersonal skills
- Strong team player and excellent organization skills
- High information/data gathering ability
- Strong attention to details and ability to work under pressure
- Supervisory skills
Job Requirements & Knowledge:
- Proficiency in credit structuring
- Product Development
- Deep industry knowledge
- Sound knowledge of regulatory requirements
- Local Banking Laws
Application requirements:
- Candidate must possess a minimum of a credit in a first degree from a recognized university
- Candidate must have 8 – 10 years banking experience
- Candidates must have a minimum of 5 credits on their Grade 12 results with Mathematics and English included.
- ZAQA verified certificates
Job Duties: Ensure all credit policies and guidelines, procedural and process manuals are adhered to Increase credit awareness in high bank-wide through periodic training and testing Ensure credit officers execute assigned functions appropriately Maintain a high quality credit portfolio, based on internationally accepted risk rating models, which are adequately secured and provide appropriate returns for accepted risk Ensure high credit administration standards with suitable archiving and reporting systems Monitor the implementation of product programs of the Bank Identify causes of credit failures and mitigate bank-wide to prevent recurrence Communicate regularly with Bank staff regarding policy changes, process improvements initiatives etc Ensure compliance with regulatory guidelines to protect the bank from sanctions Ensure responses to internal and external queries fall within agreed turnaround time Key Performance Indicators: Credit quality – ratio of non-performing loans to performing loans Internal and regulatory audit ratings (number of infractions & sanctionable offences) External credit rating Effectiveness of policies and processes developed in limiting credit defaults Promptness and timeliness in carrying out responsibilities and meeting commitments Cost management – actual cost versus budgeted cost Skills: Good analytical skills Excellent writing skills Good presentation skills Good interpersonal skills Strong team player and excellent organization skills High information/data gathering ability Strong attention to details and ability to work under pressure Supervisory skills Job Requirements & Knowledge: Proficiency in credit structuring Product Development Deep industry knowledge Sound knowledge of regulatory requirements Local Banking Laws
Candidate must possess a minimum of a credit in a first degree from a recognized university Candidate must have 8 – 10 years banking experience Candidates must have a minimum of 5 credits on their Grade 12 results with Mathematics and English included. ZAQA verified certificates
Candidate must possess a minimum of a credit in a first degree from a recognized university Candidate must have 8 – 10 years banking experience Candidates must have a minimum of 5 credits on their Grade 12 results with Mathematics and English included. ZAQA verified certificates
JOB-67f4edfd5a13e
Vacancy title:
Chief Credit Officer
[Type: FULL_TIME, Industry: Banking, Category: Accounting & Finance]
Jobs at:
United Bank for Africa (Z) Ltd
Deadline of this Job:
Thursday, April 17 2025
Duty Station:
Lusaka | Lusaka | Zambia
Summary
Date Posted: Tuesday, April 8 2025, Base Salary: Not Disclosed
Similar Jobs in Zambia
Learn more about United Bank for Africa (Z) Ltd
United Bank for Africa (Z) Ltd jobs in Zambia
JOB DETAILS:
Division: Credit Risk Management
Department: Credit Risk Management
Reporting Relationships:
Functionally reports to the Country MD
Supervises:
Credit Officer, Credit Analyst, Credit Control and Monitoring and Credit Administration
Job Duties:
- Ensure all credit policies and guidelines, procedural and process manuals are adhered to
- Increase credit awareness in high bank-wide through periodic training and testing
- Ensure credit officers execute assigned functions appropriately
- Maintain a high quality credit portfolio, based on internationally accepted risk rating models, which are adequately secured and provide appropriate returns for accepted risk
- Ensure high credit administration standards with suitable archiving and reporting systems
- Monitor the implementation of product programs of the Bank
- Identify causes of credit failures and mitigate bank-wide to prevent recurrence
- Communicate regularly with Bank staff regarding policy changes, process improvements initiatives etc
- Ensure compliance with regulatory guidelines to protect the bank from sanctions
- Ensure responses to internal and external queries fall within agreed turnaround time
Key Performance Indicators:
- Credit quality – ratio of non-performing loans to performing loans
- Internal and regulatory audit ratings (number of infractions & sanctionable offences)
- External credit rating
- Effectiveness of policies and processes developed in limiting credit defaults
- Promptness and timeliness in carrying out responsibilities and meeting commitments
- Cost management – actual cost versus budgeted cost
Skills:
- Good analytical skills
- Excellent writing skills
- Good presentation skills
- Good interpersonal skills
- Strong team player and excellent organization skills
- High information/data gathering ability
- Strong attention to details and ability to work under pressure
- Supervisory skills
Job Requirements & Knowledge:
- Proficiency in credit structuring
- Product Development
- Deep industry knowledge
- Sound knowledge of regulatory requirements
- Local Banking Laws
Application requirements:
- Candidate must possess a minimum of a credit in a first degree from a recognized university
- Candidate must have 8 – 10 years banking experience
- Candidates must have a minimum of 5 credits on their Grade 12 results with Mathematics and English included.
- ZAQA verified certificates
Work Hours: 8
Experience in Months: 120
Level of Education: bachelor degree
Job application procedure
Interested in applying for this job? Click here to submit your application now.
- United Bank for Africa is an equal opportunity employer. Interested candidates that meet the above job requirements should send their application in a single document comprising of detailed Curriculum Vitae, G12, Degree and other copies of professional qualifications by 17th April,2025.
All Jobs | QUICK ALERT SUBSCRIPTION
.png){kind=logo}
