Background information about the job or company:

A credit professional acting as credit expert to the relationship team and conduit to the Corporate Credit function for sanctioning purposes. The job holder is responsible for developing practical and appropriate credit solutions (i.e. lending structures) through understanding customers’ needs.

Responsibilities or duties:

• Deliver high quality and consistent credit applications.
• Deliver high quality counterparty reports to Board and Management – Credit Committees.
• Maintain integrity of Commercial Credit Risk System (CCRS) data, ensuring financial and other information is updated, consistent and accurate.
• Actively manage the CCRS submission diary to ensure overdue reports are no more than 5% (adjusted) of the lending book.
• Identify potential problem accounts early by actively managing the early warning process, timely actioning of monthly Risk Control reports and, where necessary, referring impaired lending's to the sanctioning point expeditiously after advising/agreeing with the Relationship Managers (RMs).
• Providing support in the origination of New Business Committee/Deal Forum applications.
• Origination of Interim and Annual Reviews.
• Ensuring regular contact with/visits to existing and new clients.

Qualifications or requirements:

• Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

• Deliver high quality and consistent credit applications.
• Deliver high quality counterparty reports to Board and Management – Credit Committees.
• Maintain integrity of Commercial Credit Risk System (CCRS) data, ensuring financial and other information is updated, consistent and accurate.
• Actively manage the CCRS submission diary to ensure overdue reports are no more than 5% (adjusted) of the lending book.
• Identify potential problem accounts early by actively managing the early warning process, timely actioning of monthly Risk Control reports and, where necessary, referring impaired lending's to the sanctioning point expeditiously after advising/agreeing with the Relationship Managers (RMs).
• Providing support in the origination of New Business Committee/Deal Forum applications.
• Origination of Interim and Annual Reviews.
• Ensuring regular contact with/visits to existing and new clients.

• Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)