Credit Officer
2025-05-15T11:45:32+00:00
Stargate Finance Limited
https://cdn.greatzambiajobs.com/jsjobsdata/data/employer/comp_5902/logo/Stargate%20Finance%20Limited.png
https://www.stargateloans.com/
FULL_TIME
Lusaka
Lusaka
10101
Zambia
Accounting
Accounting & Finance
2025-05-20T17:00:00+00:00
Zambia
8
About Stargate Finance Ltd
Stargate Finance Ltd is a fast-growing fintech company revolutionizing access to financial services through technology-driven solutions. We provide innovative credit products and financial tools that empower individuals and businesses to thrive in the digital economy.
Job Overview
We are seeking a proactive and detail-oriented Credit Officer to join our growing team. The successful candidate will be responsible for evaluating credit applications, assessing creditworthiness, managing loan portfolios, and ensuring compliance with internal credit policies and procedures. This role requires a solid understanding of credit risk analysis within the fintech ecosystem, as well as strong analytical skills, particularly in Microsoft Excel.
Key Responsibilities
- Assess and process loan applications using credit scoring models and manual review techniques.
- Conduct thorough credit analysis and risk assessments for new and existing clients.
- Recommend appropriate credit limits and loan terms.
- Monitor and manage loan portfolios, flagging and addressing any early warning signs of credit deterioration.
- Collaborate with the collections team to ensure effective recovery strategies for delinquent accounts.
- Ensure adherence to regulatory and internal compliance standards in all credit operations.
- Prepare credit reports and maintain accurate client records.
- Support the development and refinement of credit policies and procedures.
- Provide customer support on credit-related inquiries.
Qualifications & Skills
- Diploma/ Bachelor’s degree in Finance, Accounting, Economics, or a related field.
- At least 2 years of experience in credit analysis, loan processing, or related roles, preferably within a fintech or financial services company.
- Strong analytical and numerical skills with attention to detail.
- Excellent proficiency in Microsoft Excel, including use of formulas, functions (e.g., VLOOKUP, IF statements, PivotTables), and data analysis tools.
- Familiarity with credit scoring systems, financial analysis, and risk evaluation tools.
- Excellent communication and interpersonal skills.
Ability to work independently and in a fast-paced, tech-driven environment.
- Proficiency in using loan management systems and MS Office applications.
What We Offer
- Competitive compensation package.
- Dynamic and innovative work environment.
- Opportunities for professional development and career growth.
- Flexible work arrangements (where applicable).
Assess and process loan applications using credit scoring models and manual review techniques. Conduct thorough credit analysis and risk assessments for new and existing clients. Recommend appropriate credit limits and loan terms. Monitor and manage loan portfolios, flagging and addressing any early warning signs of credit deterioration. Collaborate with the collections team to ensure effective recovery strategies for delinquent accounts. Ensure adherence to regulatory and internal compliance standards in all credit operations. Prepare credit reports and maintain accurate client records. Support the development and refinement of credit policies and procedures. Provide customer support on credit-related inquiries.
Diploma/ Bachelor’s degree in Finance, Accounting, Economics, or a related field. At least 2 years of experience in credit analysis, loan processing, or related roles, preferably within a fintech or financial services company. Strong analytical and numerical skills with attention to detail. Excellent proficiency in Microsoft Excel, including use of formulas, functions (e.g., VLOOKUP, IF statements, PivotTables), and data analysis tools. Familiarity with credit scoring systems, financial analysis, and risk evaluation tools. Excellent communication and interpersonal skills. Ability to work independently and in a fast-paced, tech-driven environment. Proficiency in using loan management systems and MS Office applications.
Diploma/ Bachelor’s degree in Finance, Accounting, Economics, or a related field. At least 2 years of experience in credit analysis, loan processing, or related roles, preferably within a fintech or financial services company. Strong analytical and numerical skills with attention to detail. Excellent proficiency in Microsoft Excel, including use of formulas, functions (e.g., VLOOKUP, IF statements, PivotTables), and data analysis tools. Familiarity with credit scoring systems, financial analysis, and risk evaluation tools. Excellent communication and interpersonal skills. Ability to work independently and in a fast-paced, tech-driven environment. Proficiency in using loan management systems and MS Office applications.
JOB-6825d3dc16a34
Vacancy title:
Credit Officer
[Type: FULL_TIME, Industry: Accounting, Category: Accounting & Finance]
Jobs at:
Stargate Finance Limited
Deadline of this Job:
Tuesday, May 20 2025
Duty Station:
Lusaka | Lusaka | Zambia
Summary
Date Posted: Thursday, May 15 2025, Base Salary: Not Disclosed
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JOB DETAILS:
About Stargate Finance Ltd
Stargate Finance Ltd is a fast-growing fintech company revolutionizing access to financial services through technology-driven solutions. We provide innovative credit products and financial tools that empower individuals and businesses to thrive in the digital economy.
Job Overview
We are seeking a proactive and detail-oriented Credit Officer to join our growing team. The successful candidate will be responsible for evaluating credit applications, assessing creditworthiness, managing loan portfolios, and ensuring compliance with internal credit policies and procedures. This role requires a solid understanding of credit risk analysis within the fintech ecosystem, as well as strong analytical skills, particularly in Microsoft Excel.
Key Responsibilities
- Assess and process loan applications using credit scoring models and manual review techniques.
- Conduct thorough credit analysis and risk assessments for new and existing clients.
- Recommend appropriate credit limits and loan terms.
- Monitor and manage loan portfolios, flagging and addressing any early warning signs of credit deterioration.
- Collaborate with the collections team to ensure effective recovery strategies for delinquent accounts.
- Ensure adherence to regulatory and internal compliance standards in all credit operations.
- Prepare credit reports and maintain accurate client records.
- Support the development and refinement of credit policies and procedures.
- Provide customer support on credit-related inquiries.
Qualifications & Skills
- Diploma/ Bachelor’s degree in Finance, Accounting, Economics, or a related field.
- At least 2 years of experience in credit analysis, loan processing, or related roles, preferably within a fintech or financial services company.
- Strong analytical and numerical skills with attention to detail.
- Excellent proficiency in Microsoft Excel, including use of formulas, functions (e.g., VLOOKUP, IF statements, PivotTables), and data analysis tools.
- Familiarity with credit scoring systems, financial analysis, and risk evaluation tools.
- Excellent communication and interpersonal skills.
Ability to work independently and in a fast-paced, tech-driven environment.
- Proficiency in using loan management systems and MS Office applications.
What We Offer
- Competitive compensation package.
- Dynamic and innovative work environment.
- Opportunities for professional development and career growth.
- Flexible work arrangements (where applicable).
Work Hours: 8
Experience in Months: 24
Level of Education: associate degree
Job application procedure
Interested in applying for this job? Click here to submit your application now.
- Please submit your CV and a cover letter outlining your relevant experience. Kindly include your salary expectations for the position in your application.
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