About FundIt Capital Solutions

FundIt Capital Solutions is a growing financial institution committed to empowering individuals and businesses through innovative and accessible financing solutions. We pride ourselves on responsible lending, operational excellence, and delivering sustainable value to our clients and stakeholders.

About the Role

We are seeking a results-driven and experienced Credit and Portfolio Manager to lead our credit operations and oversee the performance of our lending portfolio. The successful candidate will play a strategic role in maintaining portfolio quality, managing credit risk, and driving growth across multiple lending segments.

Key Responsibilities

• Evaluate and approve credit applications based on sound financial analysis and risk assessment.
• Develop and implement credit policies, procedures, and scoring models that support prudent lending practices.
• Monitor portfolio performance across SME, retail, and corporate segments to identify risks and implement corrective measures.
• Conduct stress testing and scenario analysis to evaluate portfolio resilience under varying economic conditions.
• Prepare and present regular reports on portfolio quality, delinquency rates, and provisioning.
• Lead, mentor, and develop the credit team to ensure high performance and compliance with internal controls.
• Collaborate with relationship managers, finance, and strategy teams to align credit activities with business growth objectives.
• Engage with external stakeholders including auditors, regulators, and rating agencies.
• Drive innovation by supporting digital transformation initiatives in credit assessment and portfolio analytics.

Qualifications & Experience

• Bachelor’s degree in Finance, Economics, Accounting, or a related field (Master’s degree is an added advantage).
• Professional certification in credit analysis, risk management, or portfolio management preferred.
• Minimum of 4 years’ experience in credit and portfolio management within a financial institution.
• Strong analytical, strategic, and leadership skills.
• Proficiency in financial modeling, credit scoring systems, and portfolio analytics tools.
• Excellent communication, decision-making, and stakeholder management abilities.

• Evaluate and approve credit applications based on sound financial analysis and risk assessment.
• Develop and implement credit policies, procedures, and scoring models that support prudent lending practices.
• Monitor portfolio performance across SME, retail, and corporate segments to identify risks and implement corrective measures.
• Conduct stress testing and scenario analysis to evaluate portfolio resilience under varying economic conditions.
• Prepare and present regular reports on portfolio quality, delinquency rates, and provisioning.
• Lead, mentor, and develop the credit team to ensure high performance and compliance with internal controls.
• Collaborate with relationship managers, finance, and strategy teams to align credit activities with business growth objectives.
• Engage with external stakeholders including auditors, regulators, and rating agencies.
• Drive innovation by supporting digital transformation initiatives in credit assessment and portfolio analytics.

• Bachelor’s degree in Finance, Economics, Accounting, or a related field (Master’s degree is an added advantage).
• Professional certification in credit analysis, risk management, or portfolio management preferred.
• Minimum of 4 years’ experience in credit and portfolio management within a financial institution.
• Strong analytical, strategic, and leadership skills.
• Proficiency in financial modeling, credit scoring systems, and portfolio analytics tools.
• Excellent communication, decision-making, and stakeholder management abilities.