Vacancy title:
Loan Officer

[Type: FULL_TIME, Industry: Finance, Category: Savings & Loans]

Jobs at:
Brace Loans Services Limited

Deadline of this Job:
Friday, July 4 2025

Duty Station:
Lusaka | Lusaka | Zambia

Summary
Date Posted: Saturday, June 21 2025, Base Salary: Not Disclosed

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JOB DETAILS:

Job Summary:

Brace Loans Services Limited is seeking a dynamic and community-driven Loan Officer to manage the full lending process—from client acquisition and group formation to disbursement and loan recovery. The ideal candidate will support financial inclusion by empowering underserved communities through solidarity lending.

Key Responsibilities:

• Identify and recruit prospective borrowers within target communities
• Facilitate formation and training of solidarity groups
• Conduct loan appraisals, credit checks, and site/business visits
• Collect and verify loan documentation
• Present loan applications to the credit committee for approval
• Oversee loan disbursements, repayments, and portfolio monitoring
• Provide regular financial literacy training to clients
• Maintain accurate records of borrower profiles, repayments, and group activity
• Prepare and submit weekly/monthly performance and risk reports
• Support branch marketing, outreach, and trust-building efforts
• Work closely with community leaders, local NGOs, and co-operatives

Key Qualifications & Skills:

• Diploma or Degree in Business Administration, Finance, Economics, or a related field
• Minimum 2 years’ experience in microfinance, banking, or community lending
• Strong interpersonal and communication skills in local languages and English
• Proficiency in MS Office and loan management systems
• High integrity, empathy, and professionalism
• Motorcycle riding skills with a valid license is an added advantage
• Knowledge of solidarity/group lending is a plus

Working Conditions:

• Community-based work; frequent field visits required
• Must be comfortable working with diverse groups in rural and peri-urban areas

What We Offer:

• Competitive salary and performance-based incentives
• Opportunity for professional growth within a mission-driven company
• A chance to make a real impact in people’s lives

Work Hours: 8

Experience in Months: 24

Level of Education: associate degree

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